The Builders Club
Build an architect-designed, fully finished home on your land in Greater Accra. Pay over 48 months, with key handover at 50% paid and construction complete.
Pay Small Small × The Modern Construction Company
Move in at 50%
Subject to completion and quality checks
Zero commercial bank loans
A secured contractual balance remains
Fixed monthly instalments
48-month plans with agreed scope
Start with your land
For landowners who want a finished home with structured payments and a professionally managed build, whether living in Ghana or abroad.
Clean, unencumbered land with verifiable title or registered indenture in Greater Accra or designated developing corridors.
Motorable access for concrete trucks and material deliveries, subject to MCC’s site feasibility and boundary checks.
Evidence of steady salary, registered business revenue or diaspora remittance capacity for your chosen monthly instalment.
Example corridors: East Legon Hills, Oyarifa, Pokuase, Prampram, Tema and Dawhenya. All plots require individual review.
Choose your space
Compare your layout, monthly instalment and full contract value. Every model is built on your own land to the agreed turnkey specification.
Your land. Your next chapter.
Fixed monthly instalment
GHS 13,000 / month
Standard plan: reach 50% at month 24. Handover also requires construction completion and final quality inspections. You supply the land; the final specification is agreed in your contract.
Explore this homePromotional illustrations; final drawings and finishes are agreed before construction.
Substructure and superstructure, parapet architecture, glazing, electrical and plumbing first and second fix, sanitary ware, Complete roofing and paint job, installation of two major doors, window fixtures. Your model’s final specification forms part of your construction agreement.
From plot to keys
01
Complete your application and attach your land documentation for review. MCC assesses site feasibility, boundaries and access.
02
Confirm your home specification and sign the fixed-cost construction agreement and legal escrow framework. Your project dashboard is activated.
03
Construction begins. Follow site reports, updates and payment records, with engineering checks at the key stages.
04
Once 50% is paid and final quality inspections pass, move in and continue paying the remaining contract balance.
An upfront deposit or additional payments can accelerate progress towards 50%. Discuss a tailored schedule with the team. Earlier payment does not bypass construction completion or final quality inspections.
Visibility, wherever life takes you
Digital records and engineering oversight keep progress documented beyond a site visit.
24/7 live site feeds let you follow activity and material deliveries through the app, subject to plot connectivity and network coverage.
Certified monthly engineering reports document structural milestones and progress, delivered to your registered email.
The programme includes in-app instalment records, digital receipts and milestone tracking, so you can follow your payments alongside construction.
Guided inspections with MCC project engineers at critical sign-offs: foundation, lintel or slab, roofing and finishing.
Before you commit
Review the full agreement and ask the team about any terms that affect your land, payments or handover.
Yes. Diaspora applicants can apply using verifiable land documentation and evidence of income or remittance capacity. Reports, payment records and connectivity-dependent site feeds support remote oversight.
An upfront deposit or additional payments can bring forward the 50% payment threshold. Your payment schedule and construction timetable are agreed during onboarding. Handover requires the threshold and a completed home that passes final quality inspections.
Substructure and superstructure, flat-roof parapet architecture, commercial-grade glazing, electrical and plumbing first and second fix, sanitary ware, Complete roofing and paint job, installation of two major doors, window fixtures. Model layouts differ. Final drawings, materials and scope are confirmed in your signed agreement.
The construction agreement locks in the bill of quantities and material schedule at signing. MCC absorbs normal market fluctuations during the active build for compliant cohort members, under the programme terms. Review the agreed scope and contract before committing.
The programme provides for title documentation held in legal escrow and a registered charge or deed of legal mortgage until full settlement. The security arrangement and release terms are set out before signing. Zero commercial bank loans does not remove the secured payment obligation.
Qualification requires clean, unencumbered land with verifiable title or a registered indenture. Have your documents and site plan ready for review. If you have only a site plan or yellow paper, speak to the desk before assuming eligibility.
Meet your construction partner
Explore the Modern Construction Company profile before starting your Builders Club application.
PDF · 15 pages · 8.4 MB
2027 cohort - capped at 10 slots
Tell us about your plans, attach supporting documents and review everything before sending. Applications are assessed for land eligibility, site feasibility and payment capacity.
14 Cotton Street, East Legon, Accra, Ghana
Submitting an application does not guarantee approval or reserve a building slot.